HVAC Financing Made Simple
Upgrade now and pay over time. Our partner-based HVAC financing options make it easy to install a new heat pump or furnace without the upfront strain.
Financing is provided by a third-party (Financeit). Valley Heating & Cooling is not the lender.
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Cash-Flow Friendly HVAC financing
Break big purchases into manageable payments, so you can keep cash on hand for the things that matter.
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Comfort Now
Replace aging equipment before peak season. No more “fingers-crossed” breakdowns.
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Energy Savings
High-efficiency heat pumps and furnaces can cut utility costs—benefits you enjoy from day one.
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Home Value
Modern, efficient HVAC is a smart upgrade for resale appeal and comfort.
How the HVAC financing Works
Here’s the frictionless path from quote to install. Even better, the application is mobile-friendly and fast.
- Check options online: Start your application from our secure link below. It only takes a few minutes.
- Get a quick decision: Applications are processed quickly—often in minutes—so you can move forward without waiting around.
- Choose a plan: Pick from flexible terms. Some programs include short deferrals or promotional buy-downs to reduce initial cost.
- E-sign & schedule: Approve your documents electronically, then we book installation that fits your calendar.
- Enjoy your new system: Start saving on energy while paying over time.
Note: Programs are offered through Financeit and are subject to credit approval, eligibility, and program availability. Terms and rates may change without notice.
Open Loan, No Prepayment Penalties
Pay extra anytime or clear the balance early without fees.
Fast, Digital Workflow
From application to approval, everything is online—no stacks of paperwork.
Flexible Promotions
Depending on the program, you may see options like short payment deferrals or interest rate buy-downs.
Curious About HVAC financing Monthly Payments?
Use our tool to see how heat pump financing or furnace financing can fit your budget—then choose the plan that works for you.
Ready to Apply?
Get started now with our secure application. Or, if you’d like pricing first, request a free in-home estimate. Either way, you move forward today.
*Promo availability and terms set by Financeit and may change without notice.
Learn more about Financeit programs on the official site:
financeit.io.
Quick HVAC financing Answers
Will this affect my credit score?
Financeit provides quick credit decisions and also supports pre-qualification tools so you can explore options early. Final approvals and terms depend on your application.
Can I pay off early?
Yes—these are open loans with no prepayment penalties. Make extra payments or clear the balance whenever you’re ready.
What about renting?
Financing avoids long, expensive rental contracts and gives you ownership from day one.
HVAC financing programs are administered by Financeit. All loans are subject to credit approval and program eligibility. Terms, conditions, and rates are set by the lender and may change without notice. Valley Heating & Cooling does not provide lending services and is not a credit broker.
